Liability insurance for tour operators

Our highlights

  • High coverage amounts
  • Personal injury, property damage and financial loss
  • Worldwide insurance coverage

from 99 € advance premium

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Our rates for tour operator liability

Tour operator liability for associations and companies ensures that you do not have to pay high compensation claims in the event of accidents on the trips you organize. This may be the case, for example, in the event of injury to travel participants or damage to luggage.

Download registration form-PDF for liability insurance tour operator - German

Tour operator insurance for clubs

Liability for associations

Worldwide protection with high coverage amounts
from € 99 upfront premium

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Tour operator insurance for companies

Liability for companies

Worldwide protection against personal injury, property damage and financial loss - from € 99.98 advance premium

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The most important for you in a nutshell:

  • for all measure carriers and institutions from the areas of youth, culture, education, leisure and other non-profit clubs, associations, foundations & organizations
  • according to travel contract law, all clubs, associations and other organizations are also liable for personal injury, property damage and financial losses incurred by travel participants as a result of their activities as tour operators
  • not to be mistaken with tour operator insolvency insurance

Further information on tour operator insolvency insurance

What events are insured?

Liability insurance for tour operators provides coverage for the following events:

  • personal injury, such as death, injury or damage to health
  • Property damage, such as damage to or destruction of property belonging to the travel participants
  • pecuniary losses for the tour operator, such as those incurred in the processing of the travel registration
  • pecuniary loss for the travel agent , e.g. in the event of breach of duties of care and duty to provide information

► Take out liability insurance for tour operators online!

 

Who is considered a tour operator?

According to the travel contract law §651 a Abs (2) Ziffer 1 BGB (German Civil Code), one is considered a tour operator if one offers two or more tourist services for a package tour. Day trips that last less than 24 hours, do not include an overnight stay and do not exceed a price of 500 euros are not subject to travel law.

As independent tourist achievements are considered after § 651a exp. (3) BGB among other things:

  • the management of the group
  • the rental of sports equipment (such as snowboard equipment)
  • excursions
  • city tours
  • sports events
  • tickets for events
  • the trip itself (bus, train, ship, flight)
  • the accommodation

If you accept the registration for an advertised trip and collect the travel fee, if you are acting as a travel agent, you should make sure to mention the tour operator in the travel description.

Note: If more than 1,000 travel participants are registered in a calendar year, a discount of 20% is granted on the participant fees.

What benefits does tour operator liability offer?

Within the scope of a liability insurance for tour operators, the following services are covered:

  • Examination of the liability issue or liability claim,
  • Defense against unjustified claims for damages,
  • Satisfaction of justified claims for damages

Trust in our expertise

 

Germany's best

We are one of the best in the industry, see for yourself.

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High customer satisfaction

Over 60 years of experience with travel insurance pays off.

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Digital process

We offer much more than just a digital customer account.

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Payment in the online transaction

Secure payment with verified SSL connection

Convenient payment with:

- Direct debit / Bank collection

- bank transfer

- Credit card (Mastercard / VISA / American Express)

Other important travel insurances

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  • no deductible in case of illness
  • up to 56 days per holiday
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Baggage insurance

  • Loss of luggage
  • Reimbursement for replacement purchases
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Annual travel insurance

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Page Content

Our rates

Most important

Insured events

Who is considered a tour operator

Benefits

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