Travel cancellation insurance covers the cancellation or rebooking costs if you cannot start the trip for an insured reason. In addition, you also have insurance coverage in the event of trip interruption, i.e. if you have to end the trip prematurely.
Important information on the scope of insurance in relation to Corona:
In the event of Corona illness, the following applies: in deviation from the underlying conditions, Pandemic (Corona/ Covid-19) is deemed to be covered. Please note that an exclusively positive test does not constitute an illness.
In the event of a corona-relatedquarantine, you can additionally book our Corona supplementary module.
► Insurance conditions for travel cancellation insurance
Corona Quarantine Supplemental Insurance may be purchased in addition to Travel Cancellation Insurance.
Insured events:
In the case of the insured person, in the case of persons living in a domestic community with the insured person and in the case of insured persons who have booked and insured a trip together with another person
- there is a suspicion of infection with the coronavirus (COVID-19). This applies if, for this reason, domestic isolation (quarantine) becomes necessary as a result of an official measure (e.g. order) based on a legal basis (e.g. prescription).
- an infection with the coronavirus (COVID 19) has been diagnosed, provided that for this reason domestic isolation (quarantine) becomes necessary as a result of an official measure (e.g. order) or an order by an authorized third party (e.g. doctor) on the basis of a legal basis (e.g. prescription).
Not covered are:
- officially ordered local, regional or supra-regional quarantine measures.
- Contact or exit restrictions
- Travel warnings
- Quarantine after entry
- insured events that occurred before the start of the insurance cover.
Deductible: The insured person bears 20% of the recoverable damage himself, at least 25.- € per person.
► Insurance conditions
► FAQ's for the Corona supplementary insurance
For comprehensive coverage during your trip, we recommend our insurance package with liability, accident, and legal protection insurance as an optimal supplement to the international health insurance. This allows you to enjoy your stay in Germany without worries. Simply book the property package when you take out the policy online.
Travel liability insurance
Travel liability insurance is absolutely recommended for foreign lecturers in order to protect themselves against claims for damages against third parties, which may arise from personal injury, property damage or financial loss. In Germany, these can be very high. The insurance can be taken out until the day of departure. The liability insurance covers the costs of damages caused by you for the duration of your stay.
Travel liability cannot be booked separately, it can only be taken out in conjunction with the property package if you have the appropriate travel insurance.
Travel accident insurance
Travel accident insurance is also included in our property package and basically works like private accident insurance. It provides financial compensation after accidents and also provides financial support in the event of disability, total disability or accidental death.
Legal expenses insurance
In Germany, legal disputes can incur immense costs, and legal expenses insurance covers lawyer's fees and court costs. Travel legal protection insurance cannot be booked separately, but only as part of the property package.