Our private travel health insurance - comprehensive travel protection for holidays abroad

Our Highlights

  • Outpatient and inpatient treatment
  • up to 56 days per holiday
  • no deductible in case of illness
  • from 21,- € per year for families

from 9,90 € per year/person

► to the tariff selection

Bernhard Reiseversicherungen Bewertungen
  • Worldwide travel cover
  • Multiple awards
  • Favourable premiums
  • Unique insurance benefits
  • 70 years of experience
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Cruise insurance for ship voyages

Are you planning a trip around the world by cruise ship, a Mediterranean cruise or a river cruise? Then a comprehensive travel protection with the most important insurances is absolutely necessary so that you can enjoy your trip relaxed..

Which insurances are useful for a cruise or ship voyage?

As the most important insurances we absolutely recommend a comprehensive foreign health insurance as well as a travel cancellation insurance and travel interruption insurance, as well as luggage insurance - you can take out these separately with us.

For comprehensive insurance protection when traveling by ship, we recommend an optional package with liability, accident and baggage insurance.
Simply select the property package when taking out the international health insurance.

Health insurance abroad

  • for trips up to 1 year
  • day accurate billing
  • individual additional services selectable
  • no deductible

from 0,99 € per person and day

► take out now

more information

Cancellation insurance

  • Comprehensive coverage
  • Cancellation and withdrawal costs
  • incl. vacation guarantee
  • many additional services

from 5 € per trip

► take out now

more information

Baggage insurance

  • Loss of luggage
  • Damage to luggage
  • Reimbursement for replacement purchases
  • Transport accident

from 25,00 € per trip/person

► take out now

more information


1. Health insurance abroad:

A ship voyage or cruise usually involves travel to destinations abroad - especially for a world tour. This also involves the corresponding risks to which you are exposed in different countries. So it may well come to the case of illness, be it due to an infection, or other problems on the way. In case of treatment on board, directly at a local travel destination or also in case of a possibly necessary return transport to the home country, high costs can then arise.

Through the statutory health insurance you are only partially insured abroad, depending on which country you travel to. You can find more detailed information on this in our guide to private travel health insurance. Even international health insurance included with credit cards usually does not include ship voyages/cruises.

Our private international health insurance abroad covers the costs of medical treatment due to illness or an accident abroad and also covers other benefits.

► Calculate international health insurance

Info: The term is a maximum of 1 year and there are different premiums depending on the age group*. Take out separate insurance for each person.

* Also available for over 75s:  Long-term international health insurance for up to 1 year.

2. Travel cancellation insurance and travel interruption insurance:

If you are unable to take your already booked ship trip or cruise due to an illness or accident, you may incur high cancellation costs. So that you do not have to bear these costs, we recommend that you take out travel cancellation insurance. This can be taken out with or without an excess. Information on cancellation costs and reasons for cancellation.

Trip cancellation insurance (holiday guarantee) pays for costs incurred in the event of a trip being cancelled. For example, if you have to return home early due to illness and are therefore unable to make use of travel services such as pre-booked shore excursions. Or if you miss the onward journey of your ship due to an interruption in a shore excursion caused by illness and this results in subsequent travel costs.

Most important benefits of the travel cancellation insurance for cruises:

  • Reimbursement of travel cancellation costs
  • Reimbursement of rebooking costs
  • Reimbursement of cancellation costs

► Calculate travel cancellation / interruption insurance

Overview of benefits

3. Additional insurances - our property package:

You can additionally choose liability insurance and accident insurance as a property package when taking out the international health insurance.

Most important benefits of travel liability insurance:

  • Cost absorption in the event of personal injury
  • Cost absorption for property damage
  • Cost absorption in case of financial losses

Most important benefits of travel accident insurance:

Financial assistance in case of:

  • Invalidity
  • Total invalidity
  • Accidental death

Financial compensation after:

  • Accidents

► Calculate international health insurance and property package

For detailed information read our insurance conditions
 

4. Baggage insurance

Luggage insurance can be very useful for cruises. Even though cruise ships are quite stable due to their size, it can still happen that a valuable object slips off the table or bed during heavy waves. The cost of repair or replacement is covered by luggage insurance.

Benefits of the baggage insurance:

  • Cost coverage in case of loss as well as damage of luggage

► take out baggage insurance now

Insurance conditions

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